I believe that the Affordable Care Act (ACA) will have exponential positive benefits that most of us aren't even anticipating. For example, once the exchanges are established and working throughout the country, the uncomfortable and perhaps unfair requirement placed on employers to provide coverage may be scaled back, even eliminated. I think this will do what most folks on all sides of the issue think is reasonable -- to divorce healthcare coverage from employment. Another till now unforeseen consequence of the ACA is that people who are working only to retain affordable coverage could stop working. A study performed by economists from Northwestern, Columbia, and U. of Chicago anticipates that this could free up nearly 1 million jobs for the unemployed to fill. This couldn't happen unless individuals could find affordable coverage on their own, a possibility that the ACA is now establishing.